Everyday money
See the longer-term total of subscriptions and memberships.
Private calculations in your browser. No account required.
EXPLORE YOUR NUMBERS
See the longer-term total of subscriptions and memberships.
Annual cost = monthly subscriptions × 12 + annual memberships. Period total = annual cost × years.
Assumes prices stay unchanged and every subscription renews. Excludes inflation, promotional changes, cancellation fees, and investment returns. Do not count the same subscription in both fields.
BEFORE YOU BEGIN
Estimates are enough to explore. Keep every money amount in the same selected currency.
The total of your monthly recurring charges.
Separately, the total of charges billed once a year.
The number of complete years you want to compare.
MAKE THE RESULT USEFUL
Add up monthly and yearly charges separately. Review how much you use each service before deciding what to change. The total is spending under a constant-price scenario, not automatically available savings.
Discuss your next step with MattYour calculator inputs are not included in your inquiry.
TRY ANOTHER SCENARIO
Remove one unused monthly subscription from the combined monthly amount. Compare the period total before and after, keeping the time horizon unchanged.
Return to your numbersChanging inputs here does not send them to Matt or save them between visits.
A FEW THINGS YOU MAY BE WONDERING
No. Put monthly charges in the monthly field and yearly charges in the annual field. The calculator combines them, so entering the same charge in both fields would double count it.
No. Prices and subscriptions stay unchanged throughout the selected period. Use the inflation tool separately to explore a hypothetical rising cost.
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